Cash gets stuck between the work and the bill.

Harbor reviews the bill, the due date, and the customer payment behind it. If we can proceed, you see clear terms before deciding.

01 / timing gap

Illustrative request

Supplier bill · $4,800

Review

Today

Due
day 14

Customer pays
day 45

Amount

$4,800

Gap

31 days

Review

The example is illustrative. Terms depend on eligibility, verification, available capital, and disclosed terms.

Work complete

Today

You finish the job.

Vendor bill

Due in 14 days

Payment is needed.

Customer pays

In 45 days

Cash arrives later.

The situation

You did the work. The money is still somewhere else.

01 / The bill

A real operating bill is due: materials, inventory, vendor services, equipment, or another business expense.

02 / The gap

Your customer pays on a different clock. That timing gap — not vague shopping for cash — is where Harbor starts.

03 / The review

Share the situation. Harbor reviews the bill and timing. If available terms may fit, you see them before deciding.

Who this is for

Business-purpose requests only. No consumer spending. No promises of approval.

Contractors

Materials are due before the project check clears.

Service businesses

The work is finished. The invoice is still open.

Medical offices

Operating bills do not wait for reimbursements.

Next move

Share the vendor, amount, due date, and when your customer pays. It takes a few minutes.